Hi Jay, Welcome to TotallyProperty.com
It really does depend on where you are buying (and in some cases even who you are buying off).
From what I see you are hoping to purchase a property for 50,000 sterling with a 50% mortgage of 25,000 and intend to cover the rest with your own savings?
I would say from these figures that no matter what your credit history in the UK, you will have a very good chance of getting a mortgage in many overseas locations.
Maybe you could tell us what locations you are considering? Hopefully then depending on the location, some of our members here with local knowledge can maybe advise about mortgage options available.
One thing I would draw to your attention is that you should be calculating legal and other expenses into your calcuations, these can range anything from 5% to 15% of the property price depending on the area.
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