You can e-mail me if you like or send a PM, it is important that you get control, so a bank account is first. You cannot live forever on a cash point debit card situation. When they don't work it is a nightmare. So your Visa is of prime importance. Of course if your Brasilian friend is to be trusted, they could open a bank account in their name and let you have the debit card and passwords etc. Still only you can decide if there is enough trust between you. When deciding where you want to invest you have to look at climate- the south is totally different to the north east. Natal has warm tropical climate all year, whereas there is a winter in the south, which is why many from São Paulo and Rio areas migrate for holidays to the north in the winter, and many have holiday homes themselves here.
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