Welcome to the forum dhanesh
Your 40k AED might just make it for a studio in IC and i don’t think you can get anything else anywhere in Dubai....
Your electricity& water bill is paid by you the tenant the landlord will pay for others
try reading the posts in IC rent section see if any landlords will rent to you without going through a third party (this will save you 2000 AED commission)
You will still need to pay around 3000 AED deposit so you need to find something to rent for 37,000 AED
if you are able to pay in one check it will be comfortable for you to find something quick otherwise two checks is also fine
Regarding smell your priority should be to find a clean building with a good watchman, also a clean entrance lifts etc
regards