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Old 29-11-2007, 11:01 AM
rowlandsbb rowlandsbb is offline
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Join Date: Feb 2007
Posts: 267
Default Good time to buy

The market in Spain is just like UK and for that matter the rest of EU....slow

As usual in this type of market the best located developements by the best builders are always popular and prices are firm

For re sales you act the same as you would now in UK....find what you are looking for and then make an offer
When buying re sales check on the specification as some of the older ones have for example thin walls and poor insulation.No problem if you are prepared to modernise but then take the cost in to account...same as you do in UK
Forced sales when you can find them or bank sales tend to be of the poor variety and those with very small deposit terms may be a good buy but really best left to the dealers! [ most repossesion sales in UK are bought by dealers!!!]

So overall it is a good time to buy and mortgages are still available on good terms ; With a good deposit up to 40 years [ paid off by 80] and up to 15 years interest only

Naturally you should deal with professional agents and in general the smaller ones give the better service but many have bought via the big boys and had no problem

So if 2008 is going to be your year to have a home in Spain start looking now or early in the New Year....a trip over in January will give you a little winter sun and perhaps a new life style

For investors or dealers there are also still some good off plan locations
__________________

Brian Rowlands BSc FRICS
Chartered Surveyor & Overseas Property Agent
www.bbspanishproperties.co.uk