[Adrian123]

I have a beginner question for some of you experts here. I am looking to get into the buy to let market.

How does one calculate the yield on a property?

Is it strictly the (rental income-expenses)/price of property x 100?

Do you include your mortgage and/or carrying costs in your expenses?

What if you put down only 50,000 for example for a property that costs 300,000. Do you calculate the yield based on the actual price or just your down payment?

Thanks!