Hi Stevie and welcome to the forum. We have a sticky thread for introductions so you might like to post a few lines there.
See the thread on page 2 ref Property Developers and payment plans to get an idea.
All developers will offer something different. But most seem to be a deposit with the balance paid over 2 or 3 years interest free. There are many properties for sale under 25k and most will give you 10% discount for cash - we got 15% discount.
Queenie
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