Many thanks queenie for your help. I dont think I will be able to get a loan at present as I am black listed for 6yrs. (4.5yrs left) But, I am keeping my fingers crossed that with my present income I may be able to find someone who may provide me with a loan albeit with a slightly higher interest rate.
I havent really set a budget yet as the bankruptcy is my major concern. Ideally I would love to buy 2 properties on the same complex for about £20-£30k each.
My only financial commitment is my weekly rent which, for a one bed council flat is extremely low.
The only other way around it is to try and put it in my dads name and pay it off but he has properties that he has a mortage on and wants to sell later this year and buy in Tennerife so it may be financailly difficult if they was to assume it was all being paid for by himself. As for my girlfriend,....I wouldnt want to do that to her in case anything went wrong and she was left with it all in her name.
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