Some good advice about the extra costs.
Also, remember that if you are buying off-plan and paying over two years you are not really getting it interest free as you won't actually have anything for two years (plus 3 months late delivery). In fact, the developer will have at least some of your cash and you will be losing interest over that time. If the capital gain is good enough then that would cover it but do bear in mind that anything can happen over a couple of years.
Mark .Y.
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