Can we get away from this talk of "interest free" payments. As a general rule (and I know there are a couple of exceptions for very small percentages) the full balance is paid by the time you receive the key to your apartment.
You are not getting anything interest free as you have paid up front already, what you have done is lost interest on your capital.
You don't buy something like a large TV over here on a 12 month interest free package and not actually get the TV for 12 months do you.
Sorry, getting on my wick this one - rant over !!!
Mark .Y.
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