Apartment to rent
We can do all the above,80%-90% covered on the Mortgage,
Easy get aYou a Euro mortgage but only max 80% LTV.
So the main thing is would you have the 20% to put down,
In Portugal the requirements for the mortgage are listed below.
We have list of people waiting on long term property to rent.
Let me know if there is anything else i can help you with,
The documents required are as follows:
General
-Portuguese tax number.(we do this for our clients)
-Copy of ID cards or passports.
-Last six months personal bank statements-current & savings.
If Employed
-Last years tax returns(P60 in the UK).
-Last three months pay slips.
-Reference from employer (simple letter stating that has been working with the company for a certain time,plus the normal considerations in this regard).
-Summary Assessment of the Tax return.
If employed by a limited company with a shareholding of 20% or more
-Last years tax returns.
-Last six months business bank statements.
If self Employed
-Last years tax returns/tax computation.
-Last six months business bank statements.
-Summary Assessment of tax return.
Other income (if applicable)
-Confirmation of pension received for the last three months.
-Confirmation of Rent received –copy of tenancy agreement plus:
-Copy of bank statements showing rent payments.
Liabilities (if applicable)
-Latest mortgage statement.
-Details of personal loans (principle due,monthly instalments).
-Copy of tenancy agreement.
House Documents
-plans/drawings of the site or of the property.
-If constructing/renovating the property –copies of the planning permission
& building licences.
-Credit report.
Plus any other investments you may have saving plans-ISAS,PEPS,
Good luck & look forward to hearing from you.
Warmest Regards,
David Scutt.
|