We were lucky enough to have a share in the proceeds of the sale of a property in the UK. For the past 5 years it has sat in a bond and hardly grown. We decided to plough it into another property, but with UK prices being too high our only option was to purchase abroad. Egypt is our favourite holiday destination with bags of potential, so this made our decision for us. We hope our capital fund will grow enough over the years to keep us in the lifestyle we're accustomed to when we retire. You have to speculate to accumulate ... as the saying goes