well guys i got a studio on the pacific as well in the Tonga Building size 445 sq ft with parking and a balcony and I went for the LONG payment plan which is for 15 years but apparently you can change the payment plans later on but will have to pay a 10% fee.
so any of you who are reading this after 6 months or 1 year do contact me on
aulhuq@hotmail.com cos i ll be selling it then heheh :P