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Most BTL investors see their properties as some formof pension fund, providing a healthy and reliable income in later years. The sector has certainly outperformed most Anglo-Saxon stock markets recently and has grown to become the largest single property sector in the UK at over £500bn.

The options are also increasing with the mechanisms now in place in many cases to have a BTL property included in a SIPP (Self Invested Personal Pension) although the rules here are stringent and you need to take care.

If you see property as the way for you to build a pension then check out some of the excellent investment deals around. It's possible to build quite a substantial portfolio over a few years by using borrowings already on offer as part of the package in many deals.