Hi all,
Lisa -Thankyou for your commitment so far as to proving and answering queries for owners!
If they secure a rate surely they will not base it on the current market rate but will base it on a more favourable rate for themselves to allow for exchnage rate movement so like you said they will not loose out if the rate changes and there fore they will be better off from it so they dont loose money??
As you are right they will protect themselves no doubt from loosing money from the exchange rate fluctuations in the future!
See ya D