Useful Hurghada Info

[queenie40something]

Hi I got a quote for under £100 per annum for building and contents from a firm in the UK.

[dave99]

Originally Posted by queenie40something

Hi I got a quote for under £100 per annum for building and contents from a firm in the UK.

We have a quote for our whole complex of 24 apartments, as a group policy including common areas for buildings and contents for about £1000 pa, so split across all owners is really good deal then I think.

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[awahee123]

Originally Posted by dave99

We have a quote for our whole complex of 24 apartments, as a group policy including common areas for buildings and contents for about £1000 pa, so split across all owners is really good deal then I think.

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That's very reasonable Who was that with queenie.

[dave99]

Originally Posted by awahee123

That's very reasonable Who was that with queenie.

From a previous thread on insurance - Holiday Home Insurance from Intasure
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[awahee123]

Hi I have had a previous quote from Intasure they weren't that good i'm afraid I suppose it depends on size of apartment and value of contents to be insured,really.Sorry m aybove message was meant for dave99.

[dave99]

Originally Posted by awahee123

Hi I have had a previous quote from Intasure they weren't that good i'm afraid I suppose it depends on size of apartment and value of contents to be insured,really.Sorry m aybove message was meant for dave99.

Was it for a Single apartment - price not good for this but seemed good as a a group.

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[awahee123]

Hi,
Yes it was for a single apartment,I will try and get a few people together for our development and see if we can make a saving.

[dave99]

Originally Posted by awahee123

Hi,
Yes it was for a single apartment,I will try and get a few people together for our development and see if we can make a saving.

Need to cover common areas if the owners are buying as shared freehold then you area all responsible for more than you own space, UNLESS the developer has contracted with you to maintain everythinf else himself ???

If there is a management company taking you maint fee then you have real no idea of what is covered by insurance unless you already have a copy of the group policy for the building.

If you have not already seen the insurance policy for ALL of the building whilst it's being built you are ALL running a big risk if something happens prior to you starting your own policy.

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[awahee123]

I believe the maintenance company are responsible for communal areas will double check,however i'm sure they are.

[dave99]

Originally Posted by awahee123

I believe the maintenance company are responsible for communal areas will double check,however i'm sure they are.

Vital that you have written confirmation that it is FULLY INSURED not maintained this is VERY different.

Your apartment owns a share of the common bits - the maint company does not, or maybe they do in which case it's anyone guess what will happen.

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